Welcome to Noble. We provide communication and financial services tailored to nonprofit organizations. These Terms of Service (ToS) control your access and use of our Service. You agree to these terms by accessing or using our service, and are bound by these ToS. Please read them thoroughly. For use of our Service, create an account with complete and accurate details. You are solely responsible for maintaining the confidentiality of credentials for your account and all activities that occur in your account. You agree to notify us immediately of any unauthorized use of your account. You agree not to use our Service for any illegal or unauthorized purpose. You must not violate any laws in your jurisdiction. You agree to not use the service to send spam messages. We reserve the right to terminate your account for any violation of these terms. We reserve the right to limit the number of emails you can send, the number of contacts you can store, and other aspects of the Service. Noble provides a monthly subscription, charged on the same day each month following. We take major credit cards. You may terminate your subscription anytime in your account settings. We reserve the right to modify prices, and will notify users in advance of any changes. All intellectual property rights in our Service, including but not limited to software, design, text, graphics, logos, and trademarks, are owned by or licensed to Noble. You retain ownership of any content you create within our Service, but you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display that content for the purpose of providing and improving our Service. You can terminate your account whenever you wish. We retain the right to terminate or suspend your account for any reason, including but not limited to breach of ToS. If termined, your right to use the Service will immediately cease, and we may delete your account and data. Our Service is offered “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that our Service will be uninterrupted, error-free, or secure. In no event shall Noble or its affiliates, directors, officers, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your use of or inability to use the Service, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if we have been advised of the possibility of such damages. Our total liability to you for all claims arising out of or in connection with the Service shall not exceed the amount paid by you to us for the Service in the twelve (12) months prior to the event giving rise to the claim. Any dispute originating from or related to the ToS or the Service will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will take place in Grand Rapids, Michigan, and the language of the arbitration shall be English. Your use of the Service as well as the ToS shall be governed by and construed in accordance with the laws of Michigan, without regard to its conflict of laws provisions. If any provision is found to be invalid or unenforceable, it shall be removed from the ToS and the remaining provisions will remain in effect. These ToS account for the entire agreement regarding the Service and supersede all prior or existing communications and proposals, whether oral or written.